Financing and Insurance

Thank you for choosing the office of Dr. Bruce Lockhart. Our primary mission is to deliver the best and most comprehensive dental care available. An important part of this mission is making the cost of optimal care as easy and manageable as possible by offering several payment plans.

Payment Options:

  • Cash, Check, Visa, MasterCard, Discover
  • Courtesy will be given when the fee is paid in full prior to treatment.
  • Convenient interest-free monthly payment plans are available from CareCredit. It only takes a few minutes to apply. We can do it for you in the office or you can apply at home on their website.
  • If there is an insurance estimate, your portion is due the day of treatment.
  • For plans requiring multiple appointments, alternative payment arrangements may be provided.


As a courtesy to you, we will file with your dental insurance carrier to help you maximize your benefits. The amount not covered by your insurance will be estimated, and you will be required to pay at the time of treatment. If we have not received payment from your insurance company within 60 days you will be responsible for full payment of your treatment. You can then collect directly from your insurance carrier. Ultimately, you are responsible for all fees not paid by your insurance.